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Insure Your Engagment Ring

For those of you hoping to get engaged on Valentine’s Day or any day, consideration should also be given to insure the engagement ring.

The ring purchaser, not receiver (sorry ladies) can insure the engagement ring under their Home, Tenants or Condo policy. If the ring has a value of $5000 or more, you would also need a current dated appraisal showing:

1 – Owners name and address
2 – Full details of the band
3 – Full details of the diamond or other stones
4 – Value of the ring
5 – Photos

Coverage options will vary from policy to policy so talk to your insurance representative to find out what is available for you and a quote.

Don’t forget you can also get an insurance policy to insure the wedding preparations and the big day itself.